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Securities and Investment Advisory Services offered through NEXT Financial Group, Inc. Member FINRA/SIPC. Retirement Guys Radio and The Retirement Guys Network are not an affiliate of NEXT Financial Group, Inc. To view NEXT Financial's privacy policy and other important information, visit the "Customers" section of NextFinancial.com. Neither NEXT Financial Group, Inc. nor its representatives offer tax or legal advice. Please consult your tax or legal professional before taking any action. Diversification does not guarantee against investment loss.